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Applicants who have a low credit score—or scores that fall within the poor credit score range—usually have trouble qualifying for personal or business car loans without a co-signer. If you wish to get a finance solution for bad credit car loan then you are at the right place. Your credit score is important if you want to buy a house, need a car loan, or are applying for a personal loan. Having a bad credit score can affect you by limiting your borrowing potential and making you appear less creditworthy to lenders. So, what is it and how can you get a bad credit car loan?

• What a bad credit score is
• How to calculate if you have bad credit?
• Factors That Cause a Bad Credit [...]

The Number 1 Question – What is your Interest Rate ?

Listed below is a simple & quick run-down on interest rates when it comes to purchasing your next vehicle.

People always ask me, “so what are your rates”? My bank/finance company told me on the phone that I will get 4.25% !!

Some companies advertise rates which are often quite far removed from what they can actually offer.

We have two main variable factors and when those two factors intersect that gives us the rate. The first variable is [...]

What Comprehensive Credit Reporting means for you and your credit score

A new fairer system of credit reporting is being rolled out across Australia called Comprehensive Credit Reporting.
In the latest Federal Budget you may have heard the Treasurer Scott Morrison mention the changes to credit reporting, but if you’re like us you probably didn’t take any notice. So what is Comprehensive Credit Reporting and why should you care?
In March 2014, changes were put in place to start rolling-out a fairer credit reporting system known as Comprehensive Credit Reporting. Credit reports and credit scores before these changes had limited data and only used ‘negative data’ to assess your credit-worthiness – how well you manage your credit commitments. This data would typically include information such as how many credit enquiries you have made or [...]

In certain circles, no other hot hatch will quite cut the mustard except for a Honda Civic Type R since the first version appeared in 1997. Enthusiasts would have their eye set on this car alone as it offered a blend of exceptional handling, analogue sensations, and a screamer of an engine.
Now, with the FK8 generation car, the Type R has changed. Grown up in key aspects, just as the company had first attempted with its FK2 predecessor. It retains much of the boy racer appeal, but considers the needs of a more aged individual, being offered (only) in more practical 5-door guise instead and adopting a turbocharged engine.
Still, it’s definitely not seemed to have softened its views on high performance front-driven hoonery. Honda’s team obviously put a lot of effort into the new Type R, merging new ideas with the old, in part to garner the favour of a broader [...]

Everyone says the future is looking driverless, but what does that actually mean?
Autonomy is the global automotive industry’s latest trend – and, boy, is it a concept to delight and fascinate tech heads.
But for the man (person) in the street, the word means little. And if you are that person in the street, you want to know whether to trust the technology that will be guiding the driverless cars bearing down on you, as they begin to reach the market over the next decade or so.

So let’s start with the basics…
What does ‘Autonomy’ mean?
The word is defined as ‘independence or freedom… of will’. In the automotive context it refers to cars that can essentially ‘think’ for themselves and drive with less human input (or no input at all) than conventional cars.
How does the technology work?
At its most basic level an autonomous car [...]

It’s a concept – a big car with a big engine created for a big country – that has been the mainstay of the Lion brand for more than 70 years, with iconic models like the Kingswood and Commodore often being the uncontested best-selling car across Australia.
Times have changed though, and on October 20, 2017, Holden will become the last fully-fledged Aussie car maker when it pulls the shutters down on its Elizabeth plant in the northern suburbs of Adelaide.
But, contrary to many public perceptions, Holden is not going anywhere and nor is the Commodore nameplate. Having now driven a selection of pre-production validation (PPV) models of the New Generation Commodore in and around Holden’s Lang Lang Proving Ground this week, the concept of a big family car tailored to our tastes and conditions won’t disappear either.
Based on [...]